How and Where to Exchange Foreign Currency

In order to exchange foreign currency you need to be well aware of the exchange procedure to save maximum time and money. The better you are aware, the simpler it gets. The idea is to identify a currency exchange vendor that converts currency without having to go through lengthy queues and offers a quick and reasonable service. In this article, we will learn about from where and how to exchange foreign currency.


Forex Exchange Centers:

You can get your money exchanged at the banks, post office, airport and private centers. But the easiest option out all would be to go to your bank. The best part is, most of the banks charge a minimal fee in exchange for the currency conversion. But, this might take a little longer, depending upon the availability of the currency you want to exchange to. Therefore, it’s highly advisable to plan at least a week or two prior to your travel.

Forex Exchange Dealers:

You may also take assistance of private agents and forex dealers to help you exchange foreign currency. Though, it will cost you higher than what your bank would charge, but considering the amount of time and efforts saved, this option is totally worth the price. Please ensure that the vendor has a money changing license issued by the RBI.  Also, make sure to get your bills on every transaction.

Foreign Exchange Websites:

There are several foreign currency exchange services available online to help you convert the currency without rushing to your bank or a forex exchange center. Some of the reliable and popular ones are, Currency Kart, Book My Forex, and PayPal.

Forex Travel Cards:

Another convenient and smarter way to get your currency exchanged is a Forex card. Just like a debit card, there are forex cards where transaction would be debited from your account balance. Forex cards are pre-loaded with a number of currency options making it easier for you to travel around the globe.

Things to remember

Compare currency rates:

Well, it is highly recommended to check the currency rate before exchanging your money so that you get maximum out of the conversion. The rates are keep on fluctuating time to time and the exchange rate also vary from vendor to vendor. Therefore, be sure to check the conversion rate from at least 3 vendors to avoid losing money upon conversion. You can also check the conversion rate online, just type on the Google search and it will show you links to various conversion sites available online as well as the latest conversion rate.

Avoid airport outlets

Exchanging money at the airport outlets could be an expensive option. They tend to charge about 10 to 15 percent of your conversion amount. Therefore, if you have time consider other options discussed above in the article.



What are the best places to visit during Valentine in India?

Gifting a travel plan to your beloved on this valentine day is a perfect gift. If you haven’t planned anything yet then, don’t worry as we are here to help you. We are going to tell you about the best places in India to go on this valentine day.

Before you ask about what the best places to visit during Valentine, we have prepared a detailed list of 5 amazing places in India for you to explore with your partner.

  • Agra, Uttar Pradesh: What is the better than visiting and confessing your love in front of the symbol of love, Taj Mahal in Agra? Spend a romantic evening gazing at the beauty of this monument with your partner.
  • Havelock, Andaman and Nicobar islands: Go for a beachy affair with your partner to a mesmerizing island where you can spend quiet and romantic moments together. Walk in hand in hand, witness glorious sunset with a clear sky and do stargazing at the night on the beach with your partner.
  • Naini Lake, Uttrakhand: Featured with scenic beauty and mountains, Nani Lake in Uttrakhand is the best place to reignite your love for each other. You can go for a boat ride, explore nearby places and enjoy a romantic dinner in the company of this beautiful lake.
  • Alleppey, Kerala: Let your love for each other flow silently and quietly while taking a boat ride in the backwaters. This place is a pure bliss for the couples. You can witness sunset and enjoy stay in the houseboat.
  • Goa: As they say, last but not the least, celebrate Valentine in a hippie style with your partner. Beaches, scooty rides, seafood, water adventures, sunsets, booze, romantic dinners, spa etc, Goa has a wide list to offer to you and your partner.

All the places are well connected via rail, air, and road. You can choose any as per your need and budget. It is advisable that you must book any one of the places in advance to avoid last minute hassles and unnecessary uncertainty.

5 romantic places in France to visit on this Valentine day

Undoubtedly, France is one of the most romantic countries in the world. It is the place where you can feel and celebrate love. There are numerous cities and places in France where you can spend valentine day with your partner. If you are planning a surprise for your partner on Valentine day then, here is the perfect guide on 5 famous places to visit in France for romance.

  • Eiffel Tower, Paris: Spending romantic evening on valentine day with your beloved in Paris is living a dream. With Paris, you cannot go wrong with anything. From spending romantic an evening time around Eiffel tower to go for luxury shopping with your partner, everything can be planned flawlessly.
  • Annecy in Rhone-Alpes: This is one of the fantastically built resort towns in France. The best part is that it has a lakeside view which makes it more romantic and perfect destination on a valentine day.

The town is full of magnificent buildings and monuments so, you can plan a full day expedition in this town.

  • Aix-en-Provence: This city is full of fountains in the streets which gives it an amazing look and feel especially in the summer time. You can spend nights and days celebrating on the pavements and terrace of the cafes. You can even plan a surprise in any one of the nice cafes in this town.
  • La Rochelle on the French Atlantic Coast: This city is called white city and is marvelously built. It has long arcaded streets which are full with splendid buildings.
  • Sancerre: Situated on a hill top, this small town in France is surrounded by various vineyards. You can enjoy vineyard tours and enjoy wine tasting sessions. You can spend quality time with your partner. All you need to do is book your table in a café, order famous white wine and revive your love.

Places to visit in France for romance are countless but these are the super romantic ones. It is recommended that you plan and book everything to avoid last minute hassles. You must keep everything perfectly planned for valentine day.

Student Travel Insurance: Way to Hassle Free Education

In order to save you from any unforeseen trouble and be on the safer side it is essential to choose a student travel insurance policy when going abroad for higher studies. Many students are in a fix when it comes to travel insurance which best suits their needs. At times they get mistaken for a regular travel insurance plan instead of the student travel plan.

Pursuing higher education leads to better prospects of a bright career, however, there are risks involved when one thinks of going abroad. In case of sickness or any accident that you might meet and need medical care or losing your passport or valuables, then the expenses incurred might burn a hole in your pocket. A health insurance covers all such risks for a student studying abroad, which lessens their trouble and eases their burden. A travel insurance plan for students is like a backup cover or a bailout plan from any contingency that meets their way.

Student travel insurance includes the following:

  • Medical emergencies expenses covered like illness, injury or death expenses, and even evacuation expenses in case they have to come back to India due to medical emergency.
  • In case of death, expenses incurred on transportation to bring the mortal remains back home or expenses incurred on burial abroad.
  • Any dental surgery caused by injury while on a trip.
  • Injury caused to any body part due to an accident.
  • Compensation in case of death due to accident or any permanent disablement, while travelling in a common carrier.
  • In case of loss of passport, the cost incurred on obtaining a new passport.
  • Baggage loss/misplaced during checked-in
  • In case of hospitalization for more than 7 days, travel expenses incurred for a family member who visits the student.
  • In case of apprehension due to any bailable offence, the amount incurred to the concerned authority, while abroad.
  • Semester fee reimbursement, in case educational loss happens due to medical reasons.
  • In case of death (due to an injury)of person sponsoring your education, reimbursement of tuition fee is provided.

Before you take the plunge it is necessary that you know the student travel insurance policies and compare them so that you can have a good idea of what suits your needs the best. Students between the age of 16 and 35 are eligible for a student travel insurance plan. Some international universities have made it mandatory to have a health insurance cover and they might decline admission in case a student is not covered. Domestic Travel insurance companies have cheaper rates of premium as compared to international universities offering policies. Some foreign universities include the premium in the fees paid which the student can reclaim. Also, risks covers are provided for drug dependency, pregnancy, mammography, cancer screening, alcoholism, etc. There is also the provision of auto renewal of policy.

Therefore, it I highly recommended that a student gets travel insurance cover before they set their foot on international shores.

Why is it not a good idea to exchange currencies locally?

Getting currency exchanged locally from a reputed source is definitely an issue. The problem lies in the fact that every currency converter in India isn’t certified thus their reliability is highly low. Moreover, getting money exchanged from non-certified or local converters is extremely expensive as you pay hefty charges as fees. There are more reasons because of which we advise our readers to choose safer ways of exchanging foreign currency instead of going for dubious money exchange shops.


  1. Trusting the local currency exchange agencies is difficult, especially those who aren’t certified by the government

The first reason for choosing against money conversion shops located in the nooks and corners of India is their reliability. Most of such shops are into illegal business of exchanging foreign currency; they aren’t certified by the government thus they either pay you lesser foreign exchange rate or charge a bomb as their conversion fees. Their practice of not paying according to the current exchange rates is a well-though plan of making more money from their customers. They keep you in dark so that they can pay you lesser than the updated currency exchange rate and fill their pockets with the rest of the converted amount. Even their sources of acquiring foreign currency isn’t reliable at all thus at times, you might be a victim of fraud and may receive fake foreign currency. To avoid falling in their trap, ask them if they have the legal license for foreign exchange issued by the Indian Government. No matter how nice their foreign exchange rate sound to you, you are advised to maintain your distance from such fraudsters.

To check the legality of your agent, ask them for their GST number. Or ask them to provide a printed invoice for your transaction.

  1. Does your agent give you the best foreign exchange rate of the day?

The traditional currency exchange shop do not have a mechanism to keep an eye on the ever fluctuating foreign currency exchange rate. For example, at 11:00 am USD = 60 INR while at 4:00 pm, it is equivalent to 62 INR. Ideally, if you approach your currency conversion agency at 5 pm, you need to get the highest foreign exchange rate of the day. But we can bet that your agent will still offer you Rs. 60 for every dollar. It is either they do not get live updates on the changing rates or they like to make more profit by hiding information from their customers. In either case, it is a loss for you.

The best way of exchanging currency near you is going online and choosing a reliable service provider such as Currency Kart. Plus when making online currency exchange, you get live updates on the currency rate and can choose the time when the rate is the highest to ensure that you get a profitable deal for yourself. Beware of fraudsters to keep your hard earned money safe.

Check live foreign exchange rates online to get the best deal

Are you pissed off with the money changers that make a fool out of you and force you to dig deeper in your pocket? You don’t have to worry any more with online money converters such as Currency Kart being there at your disposal. Now you can set a rate alert to know the updated foreign exchange rates and easily freeze your exchange rate online. Currency Kart has made it convenient for you to do online booking of foreign exchange from the comfort of your home or office.

Forex Exchange Rates

The concept of setting a rate alert to constantly get live rates and book your order accordingly is very new and totally different from how traditionally foreign exchange was done. If you choose a traditional way of booking your forex, you would get to know that a specific currency rates are fixed for an entire day. Money changers don’t update the rates as per the market fluctuations and thus your probability of converting at a lesser rate than the actual rate is higher.

The traditional money changers failed to realize that within a few seconds, the rates can shot up or drop down massively. Foreign exchange rates are highly volatile and fixed rates can really hurtful for customers’ pockets. By keeping a fixed foreign exchange rates, money changers ensure that they have kept a huge profit margin for themselves. But if you choose an online platform providing you live rates for foreign exchange, you not only get clear, transparent information, but also quick and efficient services.

You can order online for booking your forex on or call their representative to help you through your forex booking. Currency Kart lets you exchange foreign currencies during all hours of the day. It hardly takes a few minutes out of your busy schedule and let you focus on other aspects of international travelling.  This convenient service is employed to ensure that the profits of customers is maximized and they don’t fall prey to a covetous money exchanger who might not be following the compliances or rules and regulations laid by the Indian Government for foreign exchange.

To get the best deals when converting currencies, you simply need to give a call to Currency Kart and be rest assured of great services coupled with unparalleled commitment and quick delivery. Go and check now! 

Tips to keep in mind when sending money abroad to your children

If you have your kids studying abroad, you will definitely be making frequent transfers to them from India. Now it must have been a regular affair for you to transfer money online to a foreign country. Sending money internationally has become easier with the use of internet banking, but there are still a lot of security concerns, hidden bank charges and legal conditions that one should be aware of. Here we have listed a few points for you to know how you can save more time and money while making international money transfer:


  • Before you zero in on a money transfer service, have you compared all the options available for you? You can make an international currency transfer through NEFT, third-party services and through dedicated money transfer institutions. Compare these to know which party provides the best exchange rate and charges the lowest transfer fees.
  • You must know that transferring a large amount of money in one time would be cheaper than sending small, multiple transfers. Transfer fee is usually standard. With multiple transfers, you will pay a huge amount of transfer fees for repeated transactions.
  • The transfer fee also depends on the amount you are transferring. You must know the upper international transfer limit.
  • Financial experts advise to make large amount of international money transfer only through Foreign exchange companies to ensure one gets the best exchange rates in the market.
  • If there is no urgency in sending the money abroad, do not pay any additional fees to wire the money. Send it through your regular route and avoid paying extra charges for transfer.
  • Before making the international money transfer, check the current rates in the market. Keep an eye on the fluctuating rates. These rates go high and low within a few seconds. Being vigilant of soaring or plummeting exchange rates can help you save a lot of money in your online money transfer.
  • Ask the recipient (your kid in this case) to check with their bank if their bank will charge a fees on the money received from the home country.

Online international money transfer through your personal net banking account is the easiest way of international money transfer but one must be observant of all the loopholes and take maximum benefit of unstable exchange rates. It is important to check the hourly exchange rate with your bank before making a fund transfer to abroad.

Travelling abroad for the first time: All you need to know

Travelling to abroad for the first time is often exciting. But this life event of yours calls for extreme care and responsibility before you embark on your journey. Here is a quick list of tips for the first-time international travelers.

  1. Get your medical checkup done: Before you leave your home country, make sure you are properly vaccinated as per the laws of the new country. Also discuss your existing medical prescriptions with your doctor. Check with your medical insurance provider if your policy covers you oversees. In case if it doesn’t, you will need international travel health insurance cover.


  1. Make passport copies: Undoubtedly, the most important thing is to keep your passport safe. But you must also carry with you copies of your passport to ensure that if your passport is stolen or lost, you can still return to your country and prove your citizenship. Also leave a passport copy at home with a trustworthy person. You may also save a copy of it online in your mail account.
  2. Take an international credit card: Get in touch with your bank to get a new international credit card. Your bank will levy heavy fees on the card’s international usage but it can come handy in situations of emergency in an unknown city or country.

  3. Avoid carrying huge amount of local cash: Safeguard yourself against the risk of losing money abroad. Ask your travel agent for international prepaid travel card. You can recharge this card for any amount of money in a foreign currency. You can carry multiple currencies in this card. Your travel agent will give you a replacement of this card in case of its loss or theft.
  4. Have clear travel plans: Look up to the cities, places, museums and exhibitions that you wish to see there. You may buy the tickets online to skip standing in long queues. Also you can avail deals and packages for international travelers.
  5. Activate your phone’s international capabilities: Speak to your network’s customer care and know the charges for international roaming.
  6. Buy guidebooks: After landing in a new country, ask their help desks at airport for guidebooks to easily cruise through your new surroundings. The guidebooks have local maps, phrases, timings of the nearby markets, train schedules and local police helpline number. Always keep a guidebook handy.
  7. Register with your embassy: If travelling to a country facing political or military turbulence, register yourself with your country’s embassy there.

Download a travel app in your smartphone to find detailed information on the new country’s local transportation system, restaurants, sightseeing places and entertainment hubs.

Currencykart is India’s online marketplace for currency exchange, Multi-currency travel card, Travel Insurance, and remittances (wire transfer). Just login or call @9599074001/2to book your order.

Best Places to Visit in July in India

July brings respite from the blazing heat of summers with its heavy rain showers that cast a spell of magic everywhere. It is the best time to set out on an exciting trip and be engulfed in the hypnotizing beauty of nature.


Here are some of the best places in India that you can visit in July:

  1. Dalhousie, Himachal Pradesh: Dalhousie guarantees lush greenery of the valleys, relaxed ambience and a cool climate, making it the perfect getaway. There are countless options to trek through its breathtaking landscapes or indulge in other adventure sports activities like river rafting and paragliding. 
  1. Shillong, Meghalaya: Shillong is also known as the ‘Scotland of the East’ and is host to foggy hills, scintillating lakes, and roaring waterfalls. Adventures and scenic beauty are found in every nook and corner of this beautiful destination. 
  1. Ladakh, Jammu and Kashmir: Breathe in the vivacity of this immensely mesmerizing destination and get lost in its endless beauty. Rugged hills, crystal clear lakes, enchanting Buddhist monasteries, Ladakh promises an unforgettable trip.
  2. Coorg, Karnataka: Coorg is the prettiest during the monsoons when nature is at its best. It is blessed with endless miles of tea plantations, lush green valleys, national park, and the mystical mountains.
  3. Alleppey, Kerala: Kerala is home to palm-fringed beaches, pristine backwaters, grandiose temples, and dense green forests. It is aptly called ‘God’s Own Country’. Explore the mirrored lagoons on a houseboat for an experience of a lifetime. 
  1. Panaji, Goa: Goa livens up in the monsoon season and sees a lot of tourists. It is filled with serene beaches and elegant churches. The flea markets of Goa, the delectable Goan cuisine and the wide array of water sports activities add more zing to a Goa trip.
  2. Valley of Flowers, Uttarakhand: Valley of Flowers, listed in the UNESCO World Heritage Site, becomes more vibrant and colorful in the season of monsoon. The variety of exotic species of flowers like blue corydalis, saxifrage, etc. is in full bloom adding more charm to the valley.
  3. Darjeeling, West Bengal: The city is called as the ‘Queen of Hills’ and lures a lot of tourists, especially during the monsoons, when the weather is very pleasant. Darjeeling is full of abundant natural beauty and majestic hills that are worth paying a visit to. 


  1. Spiti Valley, Himachal Pradesh: Surrounded by the ubiquitous mountains and glaciers, the Spiti Valley offers some jaw-dropping landscapes and picturesque views. The tourists can explore the spiritual monasteries and the small quaint villages here and also be a part of the Buddhist cultural heritage from close quarters. 
  1. Udaipur, Rajasthan: The ‘City of Lakes’ is one of the most romantic destinations to plan a trip, especially in the monsoons. It is home to beautiful palaces, art galleries, museums, and shimmering lakes. A boat ride on the beautiful Lake Pichola ensures panoramic views and a tranquil experience.

So, pick your destination, pack your bags and go explore. Happy Holidaying! is an online marketplace which aims to bridge the gap between Money changers and travelers; enabling the RBI approved dealers and international travelers to come together to Buy/Sell foreign exchange and related products.